Microfinance is one of Bangladesh’s most recognisable contributions to global development thinking. At its simplest, microfinance means providing small-scale financial services — chiefly small loans, savings, and related support — to people who fall outside the reach of conventional banking. Instead of demanding collateral, land documents, or a salary certificate, microfinance institutions (MFIs) lend on…
Not long ago, paying for anything in Bangladesh meant one thing: cash. Salaries arrived in envelopes, rickshaw fares in coins, and sending money to family in the village meant trusting a bus driver or waiting for a relative to travel. Today, a huge share of those same payments happens through a phone — money sent…
Investing in the share market begins with a broker. A stock brokerage firm is a licensed intermediary that lets investors buy and sell shares on a stock exchange — you cannot trade directly on the Dhaka Stock Exchange (DSE) or Chittagong Stock Exchange (CSE) as an individual, so a broker acts on your behalf. The…
Fintech — short for financial technology — refers to companies that use technology to deliver financial services more efficiently than traditional methods allow. In practice, it covers everything from sending money on a mobile phone and paying a utility bill through an app, to the payment gateway quietly processing an online purchase and the digital…
Filing an income tax return is one of those responsibilities that many people put off, often because it seems complicated. In reality, it is a basic civic and legal duty for those required to file, and it matters for practical reasons too. A filed return produces official proof of your tax compliance — commonly needed…
Cash still changes hands everywhere in Bangladesh, but the direction of travel is unmistakable. Customers now expect to scan a QR code at a tea stall, pay a boutique through bKash, settle an invoice by bank transfer, and check out of an online store with a card — all without touching a banknote. For businesses,…
বাংলাদেশে ডিজিটাল পেমেন্টের জগতে গত কয়েক বছরে যে পরিবর্তনগুলো এসেছে, তার মধ্যে অন্যতম গুরুত্বপূর্ণ একটি নাম হলো Bangla QR (বাংলা কিউআর)। দোকানে, রেস্টুরেন্টে, ফার্মেসিতে — এমনকি রাস্তার পাশের ছোট দোকানেও এখন লাল-সবুজ রঙের একটি QR কোড স্টিকার চোখে পড়ে। অনেকেই প্রশ্ন করেন: এই Bangla QR আসলে কী? এটি কি bKash বা Nagad-এর QR কোডের মতোই,…